Skip to content
usa post click

Usa Post Click

Your Latest USA News

  • Home
  • Business
  • Culture
  • Education
  • Retail
  • Travel
  • Toggle search form

Day: March 14, 2023

ThreatHunter.ai Launches Comprehensive FIVE EYES Solution to Revolutionize Cybersecurity

Posted on March 14, 2023 By P.C. editor

ThreatHunter.ai Launches Comprehensive FIVE EYES Solution to Revolutionize CybersecurityThreatHunter.ai is proud to announce the launch of its comprehensive FIVE EYES cybersecurity solution, designed to provide complete coverage and protection against all manner of threats

…

US Mail News

Millennials Have Racked Up $3.8 Trillion in Debt

Posted on March 14, 2023 By P.C. editor

NEW YORK, March 14, 2023 (Newswire.com)
–
Credello: It might shock you that the Millennial generation has racked up an astonishing $3.8 trillion in debt. That…

Culture

New Report Finds Retail Marketers Are Struggling to Deliver Consistent In-Store Experiences Across Locations

Posted on March 14, 2023 By P.C. editor

State of In-Store Marketing

SAN FRANCISCO, March 14, 2023 (Newswire.com)
–
Raydiant, the industry-leading in-location experience platform has released …

The post New Report Finds Retail Marketers Are Struggling to Deliver Consistent In-Store Experiences Across Locations first appeared on RSVTV news.

Shopping

Biden’s Student Loan Relief Plan is Facing the Supreme Court This Week. Here Is What You Need to Know.

Posted on March 14, 2023 By P.C. editor


NEW YORK, March 14, 2023 (Newswire.com)
–
Credello: President Biden’s executive order forgiving student loan debt for millions of Americans is in front of the Supreme Court (SCOTUS) to determine whether or not it can go through. Here’s what you should know.

What happens if student loan forgiveness is struck down?

If SCOTUS should determine that Biden’s executive order is unconstitutional, they may strike it down. If that happens, those with outstanding student loans would still be able to get relief through the government’s other loan forgiveness programs- such as Public Service Loan Forgiveness and Perkins Loans – but they would not be able to use Biden’s order.

However, the eligibility rules for these programs are strict and the majority of U.S. citizens will not qualify. If you’re one of the millions who wouldn’t be eligible, you have a few options:

  • Consolidate your outstanding loans into a single personal loan – This may be a quicker solution than you think. As for how long it takes to get a personal loan the process can take anywhere from a few minutes to weeks. If you’re applying for a personal loan online it could just be minutes but then the actual approval process may take a few days, especially if the lender needs to verify your income and creditworthiness. Pay attention to interest rates and ensure you’re getting the best deal possible
  • Keep an eye on the Department of Education’s website – There may be new options available for refinancing your loans via the DOE if loan forgiveness is found to be unconstitutional. No updates are being given just yet, but there may be a backup plan from the federal government soon.
  • Your loans may still be frozen for the time being – Even if student loan forgiveness is struck down, that doesn’t mean your loan payments will be due immediately. There is a chance President Biden will continue having student loans frozen, as it’s a good political move for appealing to Millennial and Gen Z voters come election time. If loan forgiveness does go through, then you’ll have a solid nest egg of money you can put towards a rainy day, retirement, or putting a down payment on a home.
  • Prepare your budget for the worst-case scenario (it’s a win-win either way)- If student loan debt is a big problem for your finances, you shouldn’t wait til the last minute to start creating your own “Plan B” should the EO get struck down. Start reworking your budget and put money away that you can put towards your student loan debt if payments start up again soon. That way, you’ll have a chunk of money set aside that you can put toward your principal, reducing the amount of debt that accrues interest. If loan forgiveness does go through, then you’ve got a nice nest egg of money you can put towards a rainy day, retirement, putting a down payment on a home, whatever!

What happens if SCOTUS allows student loan forgiveness?

If SCOTUS rules that President Biden acted within his powers and that the executive order is legal, the plan to cancel certain types of student loan debt will immediately go into action. 

To be eligible for forgiveness you must:

  • Have an income under $125,000 for individuals or $250,000 for couples
  • Have received a Pell Grant in college (you will receive up to $20,000 in debt relief) OR
  • Have received a student loan from the federal government (you will receive up to $10,000 in debt relief)

Unfortunately, it’s too late to apply for relief from this program, as the deadline passed last October. However, there may be new options once this first round is decided in the courts. 

The bottom line

As SCOTUS weighs the legality of President Biden’s executive order, it’s important to stay up to date on the latest news via the Department of Labor’s website. This way, you’ll be able to make informed decisions about your own financial future and can plan accordingly.

About Credello

Credello is a financial tech company offering a personal finance tool that simplifies financial decisions through personalized, on-demand recommendations — so users can borrow, save, or invest with confidence.

Credello believes that finding the right financial product should be as easy and interactive as online shopping, and we are on a mission to make that possible. For more information, please visit https://www.credello.com. 

Contact Information:

Keyonda Goosby

Public Relations Specialist

[email protected]

(201) 633-2125

Original Source:

Biden’s Student Loan Relief Plan is Facing the Supreme Court This Week. Here Is What You Need to Know.

Culture

New Alternative Methods Lenders Are Using to Assess Your Credit

Posted on March 14, 2023 By P.C. editor

NEW YORK, March 14, 2023 (Newswire.com)
–
Credello: With so many feeling the pinch of inflation and an unstable economy, it’s no surprise that lenders and cre…

Culture

PrestoSports Launches PrestoAI

Posted on March 14, 2023 By P.C. editor

PrestoSports Launches PrestoAIRevolutionary New Product Writes Sports-Based Articles in Your PrestoWeb CMS System

CINCINNATI, March 14, 2023 (Newswire….

Business

Why Are Millennials Using Credit Unions More Than Banks for Loans?

Posted on March 14, 2023 By P.C. editor

NEW YORK, March 14, 2023 (Newswire.com)
–
Credello: Some Millennials are having debt troubles. Those who go into debt can sometimes work their way out of it. …

Culture

Lack of Insight Into Business KPIs Slowing Growth on Main Street

Posted on March 14, 2023 By P.C. editor

Lack of Insight Into Business KPIs Slowing Growth on Main StreetSetting and tracking business KPIs doubles the odds of meeting growth targets, yet 70 percent lack daily insight.

E…

Business

Shockoe & Pet Paradise Recognized for Innovative Mobile Booking Solution

Posted on March 14, 2023 By P.C. editor

The award-winning solution offers a simple user experience and a clear measurable impact for internal stakeholders.

Pet Paradise
…

Culture

ISSA Launches Purpose-Driven Training Model

Posted on March 14, 2023 By P.C. editor

Educating Fitness Professionals in the Development of Highly Specialized Programs Toward Wellness

PHOENIX, March 14…

Culture

Posts navigation

1 2 … 4 Next
March 2023
MTWTFSS
 12345
6789101112
13141516171819
20212223242526
2728293031 
« Feb    
  • Agilence Wins Sixth Consecutive Stevie Award for Sales and Customer ServiceMarch 20, 2023
  • Shockoe Announces Expansion Into Miami Focused on Driving InnovationMarch 20, 2023
  • Clairemont Elementary School and John R. Lewis Legacy Institute Announce March on Decatur and Conversation of UnderstandingMarch 20, 2023
  • XINSURANCE Sponsors 2 TFR racing team powerboats in the RWO P1 and OPA racing circuitMarch 20, 2023
  • TruPro Elites Launches eCommerce Consultant Program for Business OwnersMarch 20, 2023
  • AJC Names Digital Additive to Top Workplaces 2023March 20, 2023
  • Digitunity Report Identifies Need for Audio EnhancementMarch 20, 2023
  • EquityMultiple Named One of the Best Hybrid Workplaces in the U.S.March 20, 2023
  • GB Sciences’ First International Patent Protecting Its Proprietary Cannabinoid-Based Formulations for Parkinson’s Disease Has Been Issued in ChinaMarch 20, 2023
  • The McKinney Foundation (TMF) and the Equity Institute (TEI) Launch Equipped to Thrive Book Tour in Downtown DetroitMarch 18, 2023
  • ITRCC Announces Exit 10 Construction ScheduleMarch 17, 2023
  • Impact Report: Colossal Sets New Goal After Raising Over $9.6M in 2022March 17, 2023
  • Flex Technology Group Continues National Expansion With Advance Business SystemsMarch 17, 2023
  • Grand Opening of One of the World’s Largest Anime Shops, animate Ikebukuro Flagship Store, on March 16, 2023, in Tokyo, JapanMarch 17, 2023
  • Korean Startup WeBudding Partners Exclusively With the Most Popular Free App Goodnotes 5 to Provide Korean Digital Stationery Content to Users GloballyMarch 17, 2023
publish press release online
VUGA Enterprises
24Fashion TV - best fashion shows and social network. Free membership
24Fashion TV
breaking celebrity news
Free Reality TV
laser med spa in miami
plastic surgery, stem cell clinic in kiev

Copyright © 2023 Usa Post Click.